Reduce payroll taxes. Boost employee take-home. At zero out-of-pocket cost.
A compliant, turnkey wellness plan that lowers employer taxes by approximately $636 per participating employee per year, increases employee take-home pay, and delivers high-value healthcare — without replacing existing insurance.
- No change to existing insurance
- $0 employee out-of-pocket
- Turnkey implementation in 4-8 weeks
- Compliance oversight & reporting
Why it matters
A stronger benefits package — without higher premiums.
Budgets under pressure
Rising payroll taxes and benefits costs squeeze budgets and hiring.
Talent is competitive
Richer, differentiated benefits help you recruit and retain top talent.
Measurable savings
Our plan creates real tax savings while improving employee financial and physical wellness.
How the program works
Four steps. Fully managed.
Designed for CEOs, CFOs, Treasurers, Benefits Coordinators, and Directors at organizations with 20+ full-time W-2 employees.
- 1
Qualification
We confirm eligibility (20+ full-time W-2 employees) and analyze your payroll.
- 2
Enrollment
Employees enroll in the no out-of-pocket wellness plan alongside their existing insurance.
- 3
Implementation
We coordinate payroll adjustments, documentation, and employee communications.
- 4
Ongoing Support
Compliance oversight, reporting, and dedicated member support — every month.
What employees receive
Care they'll actually use — at $0 out-of-pocket.
- Zero co-pay virtual Primary Care and Urgent Care visits
- Zero co-pay on most prescription medications
- Reduced cost on GLP-1 medications
- Hundreds of live and recorded webinars — health & personal finance
- No change required to current insurance — the plan supplements it
- Potential increase in take-home pay via tax-efficient design
Real medicine, real savings
$0 co-pay on most prescriptions.
Employees pay nothing out-of-pocket for most prescription medications, and receive reduced-cost access to GLP-1 medications. It's a benefit they feel every single month.
What employers receive
Measurable savings.
Happier teams.
Program structured with documentation and processes designed to align with applicable rules. We coordinate implementation and provide clear, auditable records.
≈ $636 / employee / year
Estimated payroll tax reduction for every participating employee.
Stronger package, same premiums
Enhance your benefits story without increasing premiums or employee cost.
Retention & recruiting
Improve satisfaction, reduce turnover, and win competitive hires.
Turnkey & compliant
We handle implementation, documentation, and ongoing compliance oversight.
Client outcomes
Real results, month over month.
Lower taxable payroll and measurable annual savings
Higher employee satisfaction and reduced turnover
Faster hiring due to improved benefits competitiveness
Ready when you are
Schedule a no-obligation strategy call.
Request a free employer benefits analysis to see an estimated tax-savings figure for your company.